Product Owner/Technical Business Analyst
Description: Payment Industry Experience:
- Strong understanding of payment gateways, payment processors, and acquiring banks.
- In-Depth knowledge of payment types such as Credit Cards, ACH, PayPal, Digit Wallets (Visa SRC, Apple Pay etc.), and alternative payment methods.
- Strong understanding with payment processing workflows, including authorization, capture, settlement, chargebacks, refunds, and disputes.
- Experience with subscription billing models or recurring payments.
- Experience with payment card data security standards (PCI DSS) and other relevant regulations, such as the General Data Protection Regulation (GDPR).
Technical Skills:
- Familiarity with high-volume and high-visibility payment systems.
- Hands-on experience with APIs related to payment and integration (e.g., REST, SOAP, XML and JSON).
- Understanding of encryption and tokenization techniques used to secure payment card data in transit and at rest.
- Exposure to payment orchestration platform and tools.
- Knowledge if payment fraud detection and mitigation techniques.
- Knowledge of batch and real-time transaction processing systems.
Agile Methodology Expertise:
- Proficient in Agile frameworks (Scrum, Kanban etc.).
- Expertise in backlog grooming, sprint planning and defining acceptance criteria.
- Ability to translate business user stories into detailed technical user stories along with acceptance criteria and ensure alignment with development teams.
- Experience with tools like VersionOne, ALM for Agile processes.
Business Analysis and Communication
- Strong ability to act as a bridge between business stakeholders and technical teams.
- Proven experience in eliciting requirements, conducting stakeholder workshops, and documenting workflows.
- Ability to create wireframes, process diagrams, and user flows to explain requirements.
Requirements:
- Minimum of 10-12 years’ experience, in technology or software development preferred.
- A degree from an accredited College/University in the applicable field of services is preferred.
- NOTE: If resource does not have a relevant college degree, an additional 4 years of relevant work experience is required.
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